Here is a redlining map for Kansas City from the 1940s.
https://dsl.richmond.edu/panorama/redli ... as-city-mo
KC Redlining bank map from the 1940s
Re: KC Redlining bank map from the 1940s
.
Last edited by pash on Tue Feb 14, 2017 11:26 pm, edited 1 time in total.
-
flyingember
- Mark Twain Tower
- Posts: 9862
- Joined: Tue Jul 17, 2012 7:54 am
Re: KC Redlining bank map from the 1940s
They said Mission Hills and the Country Club District were past its peak. Apparently their standard of measurement was pre-depressions values. Way to miss the forest for the trees.
They also blame Italians a lot for low property values in some parts of town, in addition to what I expected to be "problem" groups of Hispanic and Blacks.
They place a lot of their basis on what something use to be and class and race
They also blame Italians a lot for low property values in some parts of town, in addition to what I expected to be "problem" groups of Hispanic and Blacks.
They place a lot of their basis on what something use to be and class and race
-
FangKC
- City Hall
- Posts: 18215
- Joined: Sat Jul 26, 2003 10:02 pm
- Location: Old Northeast -- Indian Mound
Re: KC Redlining bank map from the 1940s
It's interesting that banks at the time appear to have had less interest in whether the borrower was credit-worthy enough, and had the income, to pay back the loan, which really should be the criteria--regardless of where they wanted to live. There also seems to be little regard for the idea that people would want to buy an existing home to improve, or near their job.
Of course these neighborhoods were declining because banks were betting against them and excluding them from capital. It's a self-fulfilling prophecy.
A lot of the redlining appears to have still happened in primarily white neighborhoods west of Troost as well--and that appears to be more class-based.
Many blame urban flight on just highways, but in many ways, it was more caused as much by the banking industry. Urban areas declined as much because of lack of capital needed to be constantly reinvesting in existing places. Unless banks change their ways, it will continue even in the current affluent suburbs. Every neighborhood ages, and unless there is reinvestment, goes downhill pretty fast.
The United States needs to really reform banking and capital practices in a way that places the incentive on reinvestment in the existing built-environment instead of continuing to finance sprawl development.
Of course these neighborhoods were declining because banks were betting against them and excluding them from capital. It's a self-fulfilling prophecy.
A lot of the redlining appears to have still happened in primarily white neighborhoods west of Troost as well--and that appears to be more class-based.
Many blame urban flight on just highways, but in many ways, it was more caused as much by the banking industry. Urban areas declined as much because of lack of capital needed to be constantly reinvesting in existing places. Unless banks change their ways, it will continue even in the current affluent suburbs. Every neighborhood ages, and unless there is reinvestment, goes downhill pretty fast.
The United States needs to really reform banking and capital practices in a way that places the incentive on reinvestment in the existing built-environment instead of continuing to finance sprawl development.